Workers’ compensation benefits can be difficult to understand, especially if you’re recovering from a serious accident or injury that occurred in the workplace. It’s important that you have a good grasp on the different types of monetary benefits that may be available to you and under what circumstances. Here’s what you should know.
1. Temporary Total Disability (TTD)
Temporary Total Disability (TTD) benefits are the most common type of monetary benefits awarded in Florida workers’ compensation claims. This means a doctor has evaluated your medical condition and determines that you are temporarily unable to work at all.
In this case, you should receive roughly 66% of your weekly pay, including commissions and bonuses you would have normally earned if any.
2. Temporary Partial Disability (TPD)
Temporary Partial Disability (TPD) benefits are usually awarded after the injured worker recovers enough to go back to work with restrictions. If an employee cannot earn at least 80% of their previous wages, they may qualify for TPD benefits. This means that the employee will receive funds both from their jobs and workers’ compensation.
3. Impairment Income Benefits (IIB)
Impairment Income Benefits (IIB) come into play when a worker has been rehabilitated to the point of maximum medical improvement. Sometimes, an employee is not able to fully rehabilitate and may always have some degree of impairment from the incident.
A doctor will assess the worker and determine a disability rating. When the rating is greater than 0%, workers’ compensation benefits will be paid according to the rating percentage. This percentage may also be affected by whether or not an employee can go into another field and work.
Permanent Total Disability (PTD)
Permanent Total Disability (PTD) occurs when the level of impairment rating reaches 100% after maximum medical improvement and the employee’s injury will prevent them from ever working again, even in a different field than they did prior to their injury.
Have Questions About Florida Workers’ Compensation? We Can Help
If you have questions about the types of monetary benefits available in a Florida workers’ compensation claim, or you or a loved one were hurt at work, contact Marshall Adler today for help. Attorney Adler is dedicated to providing injured workers and their families with compassionate, comprehensive legal representation when they need it most.
Call today for your initial consultation to discuss the details of your case and the legal options available to you at 407-648-5523.